City of Elk Grove CDBG Home Repair Program

City of Elk Grove Community Services Department

Available Home Repair

About This Program

CDBG-funded program providing deferred, zero-interest loans to low- and moderate-income homeowners in Elk Grove for essential home repairs and improvements. Loan is forgiven after 15 years or repaid upon sale or refinance.

Zero-interest deferred loan, typical award for qualifying repairs

Key Details

  • Deferred loan up to $25,000 for repairs
  • Zero interest, no monthly payments
  • Income at or below 80% AMI required
  • Forgiven after 15 years or due on sale
  • Must be owner-occupied in Elk Grove city limits

How to Apply

Deadline: Rolling applications

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