Sacramento County Owner-Occupied Rehabilitation Program

Sacramento County Community Development Department

Available Home Repair

About This Program

Provides deferred, zero-interest loans to income-qualified homeowners in unincorporated Sacramento County for major home repairs and improvements. Loan is forgiven after 30 years or repaid when property is sold or transferred.

Deferred loan with zero interest, average award for typical rehabilitation project

Key Details

  • Deferred loan up to $50,000 for major repairs
  • Zero interest, no monthly payments
  • Income at or below 80% AMI required
  • Forgiven after 30 years or due on sale
  • Must be owner-occupied in Sacramento County

How to Apply

Deadline: Rolling applications

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