Elkhart CDBG Owner-Occupied Rehabilitation Program

City of Elkhart Community Development

Available Home Repair

About This Program

CDBG-funded forgivable loan for major home repairs for low-income owner-occupied households in Elkhart city limits. Loan is forgiven after 5 years of continued occupancy and compliance with property maintenance requirements.

Forgivable loan amount based on necessary repairs, no repayment if 5-year occupancy maintained

Key Details

  • Forgivable loan up to $24,999 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Elkhart city limits
  • Forgiven after 5 years of occupancy
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Elkhart, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

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