USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Elkhart to repair, improve, or modernize homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards.

Combination of 1% interest loan up to $27,500 plus grant up to $10,000 for seniors

Key Details

  • Low-interest loan up to $27,500 at 1%
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Covers repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Elkhart, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Elkhart, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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