Find grants, rebates, forgivable loans, and free programs for Elkhart, IN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Elkhart, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs for low-income owner-occupied households in Elkhart city limits. Loan...
Provides emergency repairs for immediate threats to health and safety in owner-occupied homes in Elkhart. Covers urgent ...
Grant funding for ADA accessibility modifications to owner-occupied homes in Elkhart for residents with disabilities. Co...
Free lead-based paint hazard assessment and remediation for homes built before 1978 in Elkhart County with children unde...
Federally-funded program administered by Indiana providing free weatherization services including insulation, air sealin...
State-funded grant program for essential home repairs for low-income homeowners in Indiana. Covers repairs necessary to ...
Cash rebate from NIPSCO for installation of qualifying high-efficiency natural gas furnaces. Rebate amount varies by fur...
Cash rebate for installation of high-efficiency natural gas water heaters. Rebate amounts: $100 for ENERGY STAR tank mod...
Cash rebate for professional installation of attic, wall, or basement insulation. Rebate is $0.10 per square foot instal...
Rebate for installation of qualifying ENERGY STAR heat pump systems for AEP Indiana (I&M) electric customers. Rebate amo...
Federal tax credit for residential solar panel installation. Provides 30% of total system cost as a tax credit for insta...
Low-interest loans and grants for very low-income homeowners in eligible rural areas near Elkhart to repair, improve, or...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to make adaptations to their home for mobility and access...
Grant program for seniors age 60+ in Elkhart County to make minor home repairs and safety improvements. Helps older adul...
Financial assistance for repair or replacement of private sewer laterals for Elkhart homeowners. Available as a low-inte...
Federal HOME funds administered by the City of Elkhart for comprehensive housing rehabilitation for low-income homeowner...
Indiana's homestead deduction reduces assessed value of primary residence by up to 60% for property tax purposes. Availa...
Additional property tax deduction for Indiana homeowners age 65 or older. Provides deduction of up to $14,000 from asses...
Matching grant for exterior improvements to historic homes in Elkhart's designated historic districts. Supports preserva...
Down payment and closing cost assistance for first-time homebuyers in Indiana. Forgivable loan that disappears after 10 ...
Emergency rental and utility assistance for Elkhart County residents experiencing financial hardship. Covers past due re...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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