Find grants, rebates, forgivable loans, and free programs for Ellensburg, WA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ellensburg, WA, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by Washington State to reduce energy costs through insulation, air sealing, HVAC t...
CDBG-funded program for major home repairs and rehabilitation for income-qualified homeowners in Ellensburg. Loan is for...
Provides grants for emergency repairs that pose immediate threats to health and safety for very low-income homeowners in...
Grant program to make accessibility modifications for disabled and elderly homeowners in Ellensburg, including wheelchai...
Rebate for installing qualifying ductless heat pumps in PSE service territory. Provides efficient heating and cooling wi...
Rebate for adding insulation and air sealing in homes served by PSE. Must complete a Home Energy Assessment first. Cover...
Rebate for purchasing and installing a qualifying electric heat pump water heater. These units are up to 3 times more ef...
Rebate for replacing old windows with ENERGY STAR certified windows in PSE service area. Helps reduce heating and coolin...
Rebate for purchasing and installing a qualifying smart thermostat. Smart thermostats help optimize heating and cooling ...
State-funded program to reduce lead-based paint hazards in homes built before 1978 with children under 6 years old. Serv...
Low-interest loans and grants for very low-income rural homeowners to repair, improve, or modernize homes. Grants up to ...
State Housing Trust Fund provides forgivable loans for major home repairs and rehabilitation for low-income homeowners. ...
Low-interest loan program to help homeowners in Kittitas County repair or replace failing septic systems. Designed to pr...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. For ...
Grant for veterans with certain service-connected disabilities to modify a home for accessibility. For veterans who are ...
Federal HOME Investment Partnership Program funds administered by Washington State for homeowner rehabilitation. Forgiva...
Grant program for seniors 60+ in Kittitas County to complete minor home repairs and safety improvements to help them age...
Federal Low Income Home Energy Assistance Program (LIHEAP) helps income-qualified households with heating costs. Also of...
State incentive program for residential solar installations. Provides annual production incentives for solar energy syst...
Federal tax credit covering 30% of the cost of solar photovoltaic systems installed on residential properties. No maximu...
Property tax exemption for seniors 61+ or disabled persons with limited income. Exempts all or a portion of excess levie...
State program allowing eligible seniors 60+ or disabled persons to defer property tax payments. Deferred taxes become a ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Ellensburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ellensburg, 16 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.