Howard County Owner-Occupied Rehabilitation Program

Howard County Office of Community Development (CDBG)

Available Home Repair

About This Program

Provides major home repairs and rehabilitation for owner-occupied households in Howard County with income at or below 80% AMI. Loan is forgiven after 10 years of continuous owner-occupancy.

Forgivable loan, no repayment if you stay in the home 10 years

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Howard County
  • Forgiven after 10 years of occupancy
  • Covers structural, roofing, HVAC, plumbing, electrical

How to Apply

A grant-savvy contractor in Ellicott City, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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