USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants for low-income rural homeowners to repair or improve their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for repairs.

Senior grants average $8,000; loans average $20,000 based on need

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Must be in USDA-designated rural area
  • Income at or below 50% area median required
  • Owner-occupied primary residence required

How to Apply

Get free help applying Visit Official Program Page Track this program

(828) 285-4985

A grant-savvy contractor in Enka, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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