Find grants, rebates, forgivable loans, and free programs for Enka, NC, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Enka, NC, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency upgrades to income-qualified households in Buncombe County...
Low-interest rehabilitation loans for owner-occupied homes in North Carolina. Funds can be used for major repairs, acces...
HUD HOME-funded grants for major home repairs for low-income owner-occupants in Buncombe County. Repairs address health,...
Emergency grant funds for critical home repairs that pose immediate health or safety threats to very low-income homeowne...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...
USDA loans and grants for low-income rural homeowners to repair or improve their homes. Grants up to $10,000 available f...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...
Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. Eligible for vetera...
Duke Energy rebates for residential customers who install qualifying energy-efficient electric heat pumps. Higher rebate...
Duke Energy rebates for home energy efficiency improvements including insulation, air sealing, duct sealing, and water h...
Free weatherization services for income-qualified Duke Energy Progress customers. Includes energy assessment, insulation...
Duke Energy rebates for residential customers who install qualifying solar photovoltaic systems. Program reopens periodi...
Federal tax credit for homeowners who install solar energy systems. Credit equals 30% of total system cost including ins...
Grants for minor home repairs and accessibility modifications for low-income seniors age 60+ in Buncombe County. Covers ...
Forgivable loans for critical home repairs for moderate- to low-income homeowners in Buncombe County. Loan forgiven afte...
Grants for accessibility modifications for homeowners with disabilities in Buncombe County. Covers wheelchair ramps, bat...
State-administered grants for homeowners impacted by federally declared disasters. Assists with unmet recovery needs aft...
Property tax relief for homeowners age 65+ or totally and permanently disabled in Buncombe County. Excludes $25,000 or 5...
Property tax exclusion for disabled veterans in North Carolina. Excludes up to $45,000 of appraised home value from prop...
Grants for repair or replacement of failing septic systems for low-income homeowners in Buncombe County. Addresses publi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Enka, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Enka, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.