USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

USDA provides low-interest loans and grants to very low-income homeowners to repair, improve, or modernize their homes. While Evanston is not typically classified as rural, certain nearby areas may qualify. Seniors age 62+ may qualify for grants.

Loans up to $40,000 at 1% interest; grants up to $10,000 for seniors 62+

Key Details

  • Low-interest loans up to $40,000
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • 1% interest rate on loans
  • Check rural eligibility for your address

How to Apply

Get free help applying Visit Official Program Page Track this program

(217) 403-6222

A grant-savvy contractor in Evanston, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability

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