Home Improvement Grants in Evanston.

Find grants, rebates, forgivable loans, and free programs for Evanston, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Evanston, IL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Evanston Owner-Occupied Rehabilitation Program

Provides major home repair assistance for low-income owner-occupants in Evanston. Loan is forgiven after 10 years of con...

Home Repair
Grant up to $20,000

Evanston Accessibility Modification Program

Provides accessibility modifications for Evanston homeowners with disabilities or seniors with mobility limitations. Cov...

Seniors & Disability
Loan up to $10,000

Evanston Water/Sewer Lateral Assistance Program

Low-interest loan program to help Evanston homeowners repair or replace private water and sewer laterals. Loans are avai...

Home Repair
Free weatherization up to $8,000

Illinois Weatherization Assistance Program (WAP)

Federally funded program administered by Illinois DCEO providing free weatherization services to income-eligible househo...

Weatherization
Loan up to $50,000

IHDA Single Family Rehabilitation Program

Illinois Housing Development Authority offers low-interest rehabilitation loans for single-family homes statewide, inclu...

Home Repair
Free lead hazard control

Illinois Lead Poisoning Prevention Program

State-funded lead hazard control program for homes built before 1978 where a child under 6 with elevated blood lead leve...

Home Repair
Rebates up to $3,000

ComEd Energy Efficiency Rebates

ComEd offers rebates for energy-efficient upgrades including central air conditioning, heat pumps, smart thermostats, in...

Energy
Rebates up to $2,500

Nicor Gas Energy Efficiency Rebates

Nicor Gas offers rebates for high-efficiency natural gas furnaces, boilers, water heaters, and smart thermostats. Availa...

Energy
Free energy efficiency upgrades

ComEd Income-Qualified Energy Efficiency Program

Free comprehensive home energy efficiency upgrades for income-qualified ComEd customers in Evanston. Includes insulation...

Weatherization
Free or low-cost solar installation

Illinois Solar for All

Illinois Solar for All provides free or heavily subsidized solar panel installations for income-qualified households in ...

Solar/Renewable
30% of solar system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel systems installed through 2032. Available to all ...

Solar/Renewable
Free weatherization up to $10,000

Cook County Weatherization Program

Cook County administers federal weatherization funds for income-eligible households in Evanston and throughout the count...

Weatherization
Grant up to $5,000

Evanston Senior Home Repair Assistance

Grant program specifically for Evanston homeowners age 62 and older to address minor but essential home repairs. Covers ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans and grants to very low-income homeowners to repair, improve, or modernize their homes. ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for eligible veterans with service-connected disabilities to adapt or purchase a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for eligible veterans with specific service-connected disabilities to make adaptations to a home. Covers access...

Veterans
Rebate up to $1,500

ComEd Heat Pump Rebate Program

ComEd offers enhanced rebates for electric heat pump installations, including air-source and ground-source heat pumps. R...

Energy
Property tax assessment freeze

Cook County Senior Citizens Assessment Freeze

Illinois program that freezes property tax assessments for Cook County homeowners age 65 and older with household income...

Property Tax Relief
Up to $10,000 reduction in assessed value

Illinois General Homestead Exemption

General Homestead Exemption reduces the equalized assessed value (EAV) of an owner-occupied residence by up to $10,000. ...

Property Tax Relief
Deferred loan up to $35,000

HOME Investment Partnerships Rehabilitation Program

Federal HOME funds administered by Evanston provide deferred payment loans for major home rehabilitation. Loan payments ...

Home Repair
Grant up to $3,000

Evanston Emergency Furnace Repair Program

Emergency grant for low-income Evanston homeowners with furnace failures during the heating season. Covers repair or rep...

Emergency

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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