USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants available for seniors age 62+ who cannot repay a loan.

Combined loan and grant available for qualifying very low-income households

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income must be very low (≤50% AMI)
  • Must be in eligible rural area
  • Repairs must address health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(360) 704-7740

A grant-savvy contractor in Everett, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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