USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants available to seniors 62+ who cannot afford loan repayment. Note: Fair Lawn is generally not classified as rural; eligibility verification required.

Combination of loan and grant based on age and repayment ability

Key Details

  • Loans up to $40,000, grants up to $10,000 for seniors 62+
  • Very low-income homeowners only
  • Repairs health/safety hazards and accessibility needs
  • 1% interest rate on loans
  • Rural area eligibility must be verified

How to Apply

A grant-savvy contractor in Fair Lawn, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Fair Lawn, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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