Find grants, rebates, forgivable loans, and free programs for Fair Lawn, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fair Lawn, NJ, with individual awards up to $126,526. 6 programs target seniors, 4 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by NJ DCA providing free energy efficiency improvements to income-qualified househ...
Low-interest loans for home repairs and improvements to owner-occupied homes in New Jersey. Funds can be used for a wide...
HUD-funded program providing free lead hazard evaluation and remediation for pre-1978 homes with children under age 6 or...
Grant program for Bergen County seniors age 60+ to make critical home repairs and accessibility improvements. Covers eme...
Free professional energy assessment for PSE&G residential customers. Includes instant installation of energy-saving meas...
Rebates for PSE&G customers who install qualifying high-efficiency heating and cooling equipment. Incentives available f...
Enhanced rebates for PSE&G customers installing cold-climate air-source heat pumps or geothermal heat pumps. Supports el...
Rebates for PSE&G customers who install qualifying high-efficiency gas or electric water heaters. Incentives available f...
New Jersey's Successor Solar Incentive (SuSI) program provides performance-based payments for residential solar installa...
Incentives for residential battery energy storage systems in New Jersey. Rebates available for standalone storage or pai...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes or remove heal...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...
Grants for veterans with certain service-connected disabilities to modify their home for accessibility. Covers adaptatio...
Federal HOME funds administered by Bergen County for owner-occupied housing rehabilitation. Provides forgivable loans fo...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to homeowners and ten...
Property Tax Reimbursement program for senior citizens and disabled residents age 65+ who meet income limits. Reimburses...
Annual $250 property tax deduction for honorably discharged veterans who are New Jersey residents. Disabled veterans may...
Property tax exemptions for permanently and totally disabled veterans. Exemption amount varies by disability rating: 100...
Annual $250 property tax deduction for permanently and totally disabled New Jersey residents. Disability must be certifi...
Federal LIHEAP program providing heating assistance to low-income New Jersey households. Pays portion of winter heating ...
Universal Service Fund provides monthly electric and natural gas bill credits to low-income New Jersey households. Reduc...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Fair Lawn, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fair Lawn, 17 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.