USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Check with USDA to confirm address eligibility in Fairfield area.

Seniors 62+ may qualify for grant up to $10,000; others receive low-interest loan up to $40,000

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement (50% AMI)
  • Must be in USDA-eligible area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Fairfield, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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