USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes, or remove health and safety hazards. Seniors age 62+ may qualify for grants up to $10,000.

Grant available for seniors 62+; otherwise 1% interest loan

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area of Baldwin County
  • Covers health and safety hazards, accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(334) 273-2732

A grant-savvy contractor in Fairhope, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, contact local office

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