USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors age 62+ may qualify for grants up to $10,000.

Loan up to $40,000 or grant up to $10,000 for seniors, based on need

Key Details

  • Loans up to $40,000 for home repairs
  • Grants up to $10,000 for seniors 62+
  • Very low income required
  • Must be in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

Deadline: Applications accepted year-round

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