USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes, or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000. Portions of Fayette County may be eligible.

Loan at 1% interest or grant for seniors 62+ with very low income

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Covers repairs, health/safety hazards, accessibility

How to Apply

A grant-savvy contractor in Fayetteville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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