USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans (1% fixed) to very-low-income homeowners to repair, improve, or modernize their homes. Although Federal Way is not designated rural, portions of unincorporated King County near Federal Way may qualify.

Low-interest loan at 1% fixed rate for home repairs

Key Details

  • Loan up to $40,000 at 1% interest
  • For very-low-income homeowners (50% AMI)
  • Must be unable to obtain affordable credit elsewhere
  • 20-year repayment term
  • Certain unincorporated areas near Federal Way may qualify

How to Apply

Get free help applying Visit Official Program Page Track this program

(360) 704-7740

A grant-savvy contractor in Federal Way, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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