USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Grant amount for seniors or low-interest loan for repairs; eligibility depends on rural designation

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Repairs must remove health/safety hazards

How to Apply

A grant-savvy contractor in Fernandina Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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