USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Seniors 62+ may qualify for grants up to $10,000 for accessibility and safety improvements.

Grant portion for seniors 62+; loan at 1% interest for others

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Owner-occupied homes only

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 290-3100

A grant-savvy contractor in Fishers, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Fishers, IN contractors

Find More Programs in Fishers, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs