USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair or improve dwellings. Grants available only for seniors 62+ who cannot afford loan repayment. Must be in eligible rural area.

Grant amount for seniors 62+; loan amount for others, based on income and need

Key Details

  • Loans up to $40,000, grants up to $10,000
  • Grants only for seniors 62+ unable to repay loan
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • 1% interest on loans

How to Apply

A grant-savvy contractor in Flint, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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