USDA Section 504 Home Repair Loan & Grant

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants (up to $10,000) are available only to seniors age 62+ and must be used to remove health and safety hazards. Some Florissant areas may qualify.

Combination of 1% interest loan and potential grant for seniors

Key Details

• Loans up to $27,500 at 1% interest
• Grants up to $10,000 for seniors 62+
• Income at or below 50% AMI required
• Covers health, safety, and accessibility repairs
• Check if your Florissant address qualifies as rural

How to Apply

A grant-savvy contractor in Florissant, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications