USDA Section 504 Home Repair Loan/Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available for seniors 62+ who cannot repay a loan. Check if your Fontana property is in an eligible rural area.

Grant portion for seniors 62+ unable to repay loan; loans at 1% interest for others

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Must be in USDA-eligible rural area
  • Check eligibility at USDA website

How to Apply

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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