USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to homeowners age 62+ who cannot repay a loan.

Combined loan and grant value for eligible rural homeowners

Key Details

  • Up to $40,000 loan at 1% interest
  • Up to $10,000 grant for seniors 62+
  • Very low income requirement
  • Only for eligible rural areas
  • Covers essential home repairs

How to Apply

Visit Official Program Page Track this program

(352) 338-3402

Deadline: Ongoing while funds available

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