USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors age 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Fort Lee is not classified as rural; consult USDA for eligibility.

Grant for seniors 62+ removing hazards, loan for others

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+ removing hazards
  • Very low income required (50% AMI)
  • Must be in eligible rural area (Fort Lee may not qualify)
  • Owner-occupied primary residence only

How to Apply

Get free help applying Visit Official Program Page Track this program

(908) 421-4680

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Deadline: Ongoing, subject to funding availability

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