Fort Walton Beach Owner-Occupied Rehabilitation Program

City of Fort Walton Beach Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded comprehensive home rehabilitation program for low-income owner-occupants in Fort Walton Beach. Provides forgivable loans for major repairs and improvements to bring homes up to code. Loan forgiven after 5-year affordability period.

Forgivable loan covering major rehabilitation costs; no repayment if 5-year occupancy maintained

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Owner-occupied homes in Fort Walton Beach city limits
  • Covers structural, roofing, HVAC, plumbing, electrical
  • Forgiven after 5 years of continued occupancy

How to Apply

A grant-savvy contractor in Fort Walton Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round based on fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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