Home Equity Loan / HELOC for Home Renovations

Private lenders / Banks

Active Home Repair

About This Program

Texas homeowners can use a Home Equity Loan or HELOC to finance renovations, repairs, or improvements. Texas has unique home equity lending rules (limited to 80% combined LTV and other restrictions under Texas Section 50(a)(6)). Interest on home equity loans used for home improvements may be tax-deductible.

Loan product, monthly payments required; Texas has unique 80% LTV cap rule

Key Details

  • Borrow against home equity for renovations, Texas 80% LTV cap applies
  • Texas has specific home equity rules under Section 50(a)(6)
  • Interest may be tax-deductible when used for improvements
  • Requires sufficient equity and qualifying credit
  • Consult multiple local lenders for competitive rates

How to Apply

Visit Official Program Page Track this program

Deadline: Rolling, through private lenders

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