USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans up to $40,000 and grants up to $10,000 (for seniors 62+) to very low-income rural homeowners for repairs, improvements, or modernization. Grants must be used to remove health and safety hazards.

Loan and grant combination based on income and repair needs

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(301) 659-3094

A grant-savvy contractor in Frederick, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted continuously

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