USDA Section 504 Home Repair Program

About This Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners to repair or improve dwellings. Grants available only to homeowners age 62+ who cannot repay a loan and need to remove health/safety hazards.

Grant amount for seniors 62+; loan repayment at 1% over 20 years

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+ (no repayment)
• Income at or below 50% area median required
• Must own and occupy home in eligible rural area
• Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Friendswood, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding