FHA 203(k) Rehabilitation Mortgage

U.S. Federal Housing Administration

Available Home Repair

About This Program

FHA-insured mortgage that allows homebuyers and homeowners to finance both the purchase (or refinance) and rehabilitation of a home with a single loan. Covers major repairs and renovations.

Loan amount includes home price plus rehabilitation costs; specific amount varies by property

Key Details

  • Single loan for purchase + rehabilitation
  • Minimum 3.5% down payment
  • Covers major repairs and renovations
  • Must use FHA-approved lenders and contractors
  • Available for owner-occupied 1-4 unit properties

How to Apply

Deadline: Ongoing program through FHA-approved lenders

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