City of Gadsden CDBG Housing Rehabilitation Program

City of Gadsden Community Development

Available Home Repair

About This Program

CDBG-funded comprehensive home rehabilitation for low- and moderate-income owner-occupied households in Gadsden. Forgivable loan for major repairs including roof, foundation, plumbing, electrical, and HVAC systems. Loan forgiven after 5 years of continued occupancy.

Forgivable loan covers major rehabilitation costs, no repayment if residency maintained for 5 years

Key Details

  • Forgivable loan up to $30,000 for major home repairs
  • Income at or below 80% Area Median Income required
  • Must be owner-occupied within Gadsden city limits
  • Covers roofing, structural, plumbing, electrical, HVAC
  • Forgiven after 5 years of continued occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(256) 549-4555

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Deadline: Applications accepted year-round

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