Georgia CHIP (Comprehensive Housing Improvement Program)

Georgia Department of Community Affairs

Waitlist Home Repair

About This Program

State-funded homeowner rehabilitation program administered through local governments. Provides forgivable loans for comprehensive home repairs to bring homes up to code and improve energy efficiency. Loan forgiven after 5-10 years of continued occupancy.

Forgivable loan for comprehensive repairs, no repayment after affordability period

Key Details

  • Forgivable loans up to $30,000 for home repairs
  • Income at or below 80% AMI required
  • Covers comprehensive repairs and code compliance
  • Forgiven after 5-10 years of occupancy
  • Currently on waitlist in most Georgia jurisdictions

How to Apply

A grant-savvy contractor in Gainesville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Check with local administrator for current status

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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