Georgia Housing Finance Authority Rehabilitation Loan

About This Program

Affordable home repair financing for owner-occupied single-family homes in Georgia. Interest rates range from 3-5% based on income, with terms up to 20 years for major repairs and improvements.

Low-interest loan amount based on scope of repairs and borrower income

Key Details

• Low-interest loans from 3-5% for home repairs
• Up to $40,000 for major rehabilitation
• 20-year repayment terms available
• Must be owner-occupied primary residence
• Income limits apply based on household size

How to Apply

A grant-savvy contractor in Gainesville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability