Alachua County SHIP Home Repair Program

Alachua County / Florida Housing Finance Corporation

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funds provide forgivable loans for critical home repairs to low-income homeowners in Alachua County. Loan is forgiven after 15 years of continued occupancy.

Forgivable loan for necessary repairs, no repayment if compliance maintained

Key Details

  • Forgivable loan up to $35,000 for home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Alachua County
  • Forgiven after 15 years of compliance
  • Covers structural, mechanical, and accessibility improvements

How to Apply

A grant-savvy contractor in Gainesville, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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