USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

Provides grants and low-interest loans to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan.

Maximum combined grant and loan amount for eligible applicants

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $20,000 at 1% interest
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers repairs and hazard removal

How to Apply

A grant-savvy contractor in Gaithersburg, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gaithersburg, MD

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