USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal loans and grants for very low-income homeowners in eligible areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Property must be in USDA-eligible area.

Low-interest loan; seniors 62+ may qualify for grant portion

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • For very low-income homeowners
  • Property must be in USDA-eligible area
  • Check USDA eligibility map online

How to Apply

Get free help applying Visit Official Program Page Track this program

(908) 237-0200

A grant-savvy contractor in Garfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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