City of Gary Owner-Occupied Rehabilitation Program

City of Gary Department of Redevelopment (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan program for major home repairs for low-income owner-occupied households in Gary. Loan is forgiven after 5 years of continued owner-occupancy and compliance with property maintenance requirements.

Forgivable loan, no repayment required if you maintain occupancy for 5 years

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Must be owner-occupied in Gary city limits
  • Income at or below 80% AMI required
  • Forgiven after 5 years of compliance
  • Covers roofing, HVAC, plumbing, electrical, structural work

How to Apply

A grant-savvy contractor in Gary, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to available funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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