Find grants, rebates, forgivable loans, and free programs for Gary, IN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gary, IN, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 11 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs for low-income owner-occupied households in Gary. Loan is for...
Provides emergency grants for urgent health and safety repairs for very low-income owner-occupied homes in Gary. Priorit...
Provides grants for accessibility modifications such as wheelchair ramps, widened doorways, accessible bathrooms, and ha...
HUD-funded program to eliminate lead-based paint hazards in Gary homes built before 1978 where children under age 6 resi...
Provides grants to low-income homeowners in Gary for repair or replacement of failing private sewer lateral lines from t...
Federally funded program administered through Lake County Economic Development Corporation providing comprehensive home ...
Low-interest home improvement loan for Indiana homeowners at or below 120% AMI. Offers competitive fixed rates and flexi...
NIPSCO offers rebates for natural gas customers who install qualifying high-efficiency furnaces, water heaters, programm...
Rebate for NIPSCO electric customers who install qualifying ENERGY STAR certified air source or geothermal heat pumps. R...
Enhanced energy efficiency program for low-income NIPSCO customers providing free home energy audits and installation of...
Indiana homeowners who install renewable energy systems such as solar panels can qualify for a complete property tax ded...
Provides grants to Lake County residents age 60+ for minor home repairs that allow seniors to age in place safely. Prior...
Very low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or moderni...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a home to meet disability-related needs. Available to v...
Federal HOME funds to assist property owners in rehabilitating rental housing units in Gary. In exchange, owners must re...
Federal Low Income Home Energy Assistance Program (LIHEAP) helps low-income Indiana households with heating and cooling ...
Indiana homeowners who occupy their home as their principal residence can receive a standard deduction reducing the asse...
Indiana's constitutional property tax cap limits property taxes on owner-occupied homes to 1% of assessed value. Caps ar...
Disabled veterans with a service-connected disability rating of at least 10% may receive property tax deductions ranging...
Indiana homeowners age 65 or older may receive an additional property tax deduction of up to $14,000 from the assessed v...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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