USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan.

Combines low-interest loan with grant for seniors; amount shown is typical combined award

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI)
  • Must be in eligible rural area near Gary
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Gary, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gary, IN

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