USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program offering grants up to $10,000 and loans up to $40,000 to very low-income homeowners in eligible rural areas near Georgetown to repair, improve, or modernize homes. Grants available only to seniors (62+) unable to repay a loan. Loans at 1% interest for 20 years.

Grant amount for seniors 62+ unable to repay; loan at 1% for 20 years for others

Key Details

  • Grants up to $27,500 for seniors 62+ unable to repay
  • Loans up to $40,000 at 1% interest for 20 years
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Georgetown, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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