California Disaster Home Repair Program
California Governor's Office of Emergency Services
About This Program
Activated following federally-declared disasters to help homeowners repair or rebuild homes damaged by earthquakes, wildfires, floods, or other qualifying disasters. Provides grants and low-interest loans based on disaster impact and household income.
Assistance amount varies based on disaster damage and income level
The cited program-specific URL responded on 2026-09-20; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Gilroy, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Local lead-service-line replacement assistance varies; contact your water utility
Key Details
- Activated after declared disasters
- Grants and loans for home repair/rebuild
- Must be in declared disaster area
- Uninsured or underinsured losses
- Check status after disaster events
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Gilroy.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Activated only after declared disasters
Questions about this program?
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Find More Programs in Gilroy, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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