USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only for seniors unable to repay a loan.

Grant amount for seniors 62+, loan for those able to repay

Key Details

  • Loans up to $40,000 or grants up to $10,000
  • For very low-income homeowners
  • Grants only for seniors 62+ unable to repay
  • Covers health, safety, and accessibility repairs
  • 1% interest on loans

How to Apply

A grant-savvy contractor in Gilroy, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gilroy, CA

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