NC Housing Trust Fund - Home Repair

North Carolina Housing Finance Agency

Available Home Repair

About This Program

State-funded program providing zero-interest deferred loans for critical home repairs for low-income homeowners. Loan is deferred as long as homeowner remains in residence; forgiven after 15 years or upon sale.

Zero-interest deferred loan, forgiven after 15 years of occupancy

Key Details

  • Deferred loan up to $45,000 for critical repairs
  • Zero interest, no monthly payment
  • Income at or below 80% AMI required
  • Forgiven after 15 years or transfer of ownership
  • Administered through Wayne County Housing

How to Apply

A grant-savvy contractor in Goldsboro, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for application periods

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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