USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program for very low-income homeowners in eligible rural areas near Goldsboro to repair or improve their homes. Loans up to $27,500 at 1% interest for 20 years; grants up to $10,000 for seniors 62+ who cannot repay a loan to remove health and safety hazards.

Grant estimate for senior household; loans available up to $27,500 at 1% interest

Key Details

• Loans up to $27,500 at 1% interest, 20-year term
• Grants up to $10,000 for seniors 62+ (very low income)
• Must be in eligible rural area near Goldsboro
• Income at or below 50% AMI required
• Covers repairs, accessibility, health hazards

How to Apply

A grant-savvy contractor in Goldsboro, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability