North Carolina HOPE Program

NC Housing Finance Agency

Available Home Repair

About This Program

NC HOPE (Homeownership and Opportunity for People Everywhere) provides deferred, zero-interest loans for essential home repairs, accessibility modifications, and energy efficiency improvements. Loan deferred until home is sold, refinanced, or no longer owner-occupied.

Deferred loan at 0% interest, no monthly payment, repaid when home is sold or no longer occupied

Key Details

  • Deferred loan up to $35,000 at 0% interest
  • No monthly payment required
  • Income at or below 80% AMI required
  • Repaid when home is sold or refinanced
  • Covers repairs, accessibility, energy efficiency

How to Apply

A grant-savvy contractor in Graham, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted through local partners

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Graham, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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