USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Grants available only to homeowners age 62+ who cannot afford loan repayment.

Loan at 1% interest up to $40,000; grant up to $10,000 for seniors 62+ unable to repay loan

Key Details

  • Loan up to $40,000 at 1% interest for home repairs
  • Grant up to $10,000 for seniors 62+ unable to repay
  • Very low income requirement (50% AMI or below)
  • Must be in eligible rural area near Grand Forks
  • Covers health, safety, and accessibility improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(701) 530-2037

A grant-savvy contractor in Grand Forks, ND can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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