Home Improvement Grants in Grand Forks.

Find grants, rebates, forgivable loans, and free programs for Grand Forks, ND, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Grand Forks, ND, with individual awards up to $126,526. 2 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

North Dakota Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Community Action Partnership to reduce energy costs for eligible...

Weatherization
Forgivable loan up to $30,000

Grand Forks Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Grand Fo...

Home Repair
Up to $10,000 grant

Grand Forks Emergency Home Repair Grant

Provides emergency grants for critical health and safety repairs to owner-occupied homes in Grand Forks. Designed for ve...

Emergency
Up to $15,000 forgivable loan

Grand Forks ADA Accessibility Modification Program

Provides forgivable loans for accessibility modifications to homes occupied by persons with disabilities in Grand Forks....

Seniors & Disability
Below-market rate mortgage

NDHFA FirstHome™ Loan Program

North Dakota Housing Finance Agency's FirstHome™ program offers below-market interest rate mortgages and optional down p...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize...

Home Repair
Audit for $100 or free for income-qualified

Xcel Energy Home Energy Audit

Xcel Energy offers comprehensive home energy audits to identify opportunities for energy savings. Professional auditors ...

Energy
Rebate up to $1,000

Xcel Energy Home Insulation Rebate

Xcel Energy offers rebates for qualifying insulation and air sealing improvements in existing homes. Customers can recei...

Weatherization
Rebate up to $1,200

Xcel Energy Central Air Conditioning Rebate

Xcel Energy provides rebates for high-efficiency central air conditioning system installations or replacements. Rebate a...

Energy
Rebate up to $1,600

Xcel Energy High-Efficiency Furnace Rebate

Xcel Energy offers rebates for qualifying high-efficiency natural gas furnace installations. Rebate amounts depend on fu...

Energy
Rebate up to $2,500

Xcel Energy Air Source Heat Pump Rebate

Xcel Energy provides enhanced rebates for cold-climate air source heat pump installations. Rebates vary by system type a...

Energy
Rebate up to $1,000

Xcel Energy Water Heater Rebate

Xcel Energy offers rebates for qualifying high-efficiency water heaters including natural gas storage, tankless, and hea...

Energy
Rebate up to $100

Xcel Energy Smart Thermostat Rebate

Xcel Energy provides instant rebates on qualifying smart thermostats purchased through participating retailers or online...

Energy
Rebate up to $1,300

Xcel Energy Home EV Charger Rebate

Xcel Energy offers rebates for residential Level 2 EV charger installations to support electric vehicle adoption. Rebate...

Energy
Tax credit up to $5,000

North Dakota Solar Energy Tax Credit

North Dakota offers a state income tax credit for residential solar energy system installations. Credit equals 5% of sys...

Solar/Renewable
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

The federal solar Investment Tax Credit allows homeowners to deduct 30% of the cost of installing a solar energy system ...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for Veterans with certain service-connected disabilities to help purchase or construct an adapted home, or modi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for Veterans with certain service-connected disabilities to adapt a home they or a family member live in. Cover...

Veterans
Up to $25,000 for homeowner rehabilitation

North Dakota HOME Investment Partnerships Program

HUD HOME funds administered by NDHFA support homeowner rehabilitation activities in North Dakota communities. Provides g...

Home Repair
Free lead hazard assessment and removal

North Dakota Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes occupied by families with young ...

Home Repair
Grant up to $5,000 or 50% of cost

Grand Forks Sewer Lateral Repair Assistance

City program to assist income-qualified homeowners with the cost of repairing or replacing private sewer laterals from t...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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