USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Grand Junction to repair, improve, or modernize their homes. Grants available to seniors 62+ who cannot repay a loan.

Combination of loan and grant based on income; seniors may qualify for grant portion

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(970) 245-8053

A grant-savvy contractor in Grand Junction, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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