USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Grand Prairie to repair, improve, or modernize homes. Grants available to seniors 62+ who cannot afford loan repayment.

Grant portion for seniors 62+; loan at 1% interest for others

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Remove health/safety hazards, accessibility

How to Apply

Deadline: Applications accepted year-round

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